9 April 2024
This offer is available to new insurance.com.au clients only and students purchasing a policy via insurance.com.au for the first time.
insurance.com.au and PACFA have been partners for many years. insurance.com.au aims to provide comprehensive insurance solutions at competitive prices for PACFA members.
What is insurance.com.au Civil Liability Insurance?
The Healthcare Professionals Civil Liability Insurance has been specially designed to meet the needs of healthcare professionals, combining Professional Indemnity, Public Liability and Products Liability all into one policy.
Why is Healthcare Professionals Civil Liability Insurance important?
Protecting yourself against any legal action or claims of negligence could prove to be expensive and time-consuming, not to mention the potential damage caused to your reputation and business.
Professional Indemnity Insurance may protect you and your business from costs associated with claims, including legal defense costs. Cover may include costs related to compensation or damages to be paid as a result of the loss, should you be found responsible. This kind of insurance should give you the much-needed peace of mind and confidence to conduct your business.
For the duration of your PACFA registration, you must hold current and adequate individual and/or employer’s professional indemnity and public liability insurance cover:
- for all aspects of your practice,
- in all locations where you practice,
- whether you are working in the private, non-government and/or public sector, and
- whether you are practicing full-time, part-time, are self-employed, employed, or in an unpaid or volunteer capacity, or any combination of these factors.
For more information on this, please view PACFA’s Professional Indemnity Insurance Standard. View PACFA’s Registration and Associated Registration Standards.
What is Public and Products Liability Insurance?
Public liability insurance covers your business in the event one of your clients or a member of the public claims they were injured, or their property was damaged because of your business operations. Product Liability protects you from claims made against you in Australia for products sold or supplied by you to a third party, if your products caused personal injury or property damage. The cover may include compensation payable to a third party and/or reasonable legal defense or investigation costs relating to the claim.
For all policy coverage and conditions, please refer to the policy wording and general Terms & Conditions. The information provided in this document is general advice only and does not take into account your individual objectives, financial situation or needs (your ‘personal circumstances’). When making decisions about purchasing, amending or renewing insurance, consider the Product Disclosure Statement or policy wording/booklet and Target Market Determinations (if applicable). Coverage is always subject to the policy terms and conditions. insurance.com.au Pty Ltd ABN 27 163 909 073 AFSRN 443422 is an authorised representative of Insurance House Pty Ltd ABN 33 006 500 072 AFSL 240954.